8osVersión en español →About
What is 8os?
Everyone sells moving money. We sell proving who moved it, under which rule, with which receipt — without ever holding your funds.
8os is B2B payment infrastructure for the US–Mexico corridor. Your business collects from US clients in digital dollars and pays out in Mexico over SPEI in minutes, at transparent corridor cost — no hidden spread, no 3-day wires, no 150–300 basis points lost every month between the wire and the deposit.
On top of the rails, 8os runs a control plane the incumbents can’t offer: every payment is authorized under an Org→User→Agent identity hierarchy, checked against your policies before the money moves, recorded in a tamper-evident audit trail, and invoiced with CFDI automatically. Your finance team doesn’t reconcile after the fact — the system proves compliance as it operates.
We are non-custodial by design. Your funds never touch an 8os account: we issue instructions to regulated rails, we don’t take deposits. That’s an architecture decision, not a slogan — and it’s why you can trust the system on day one. Built in Guadalajara, for the corridor we live in.
8os was founded by Braulio Hernández (Co-founder & CEO).
8os at a glance
- Company
- 8os (also written “8os API”; domain 8osapi.com)
- Headquarters
- Zapopan, Jalisco, Mexico
- Model
- Non-custodial B2B payment infrastructure (API)
- Corridor
- United States → Mexico (USD/USDC in, MXN out via SPEI)
- Status
- Private pilot with design partners
- Contact
- hi@8osapi.com
Frequently asked questions
- What is 8os?
- 8os is a non-custodial B2B payment infrastructure company for the US–Mexico corridor. Businesses fund in USD or USDC; suppliers in Mexico are paid in MXN over SPEI, with CFDI 4.0 issued through SAT-authorized PAC partners. Funds remain in accounts in the client's name at licensed institutions. 8os is in private pilot and is headquartered in Zapopan, Jalisco, Mexico.
- Is 8os a bank?
- No. 8os is not a bank and never takes custody of client funds. Money is held in accounts in the client's own name at licensed financial institutions; 8os provides the API, orchestration, compliance workflow, and audit trail.
- Where is 8os based?
- 8os is headquartered in Zapopan, Jalisco, Mexico, and serves the US–Mexico corridor.
- How is 8os different from a payment platform?
- Most platforms take custody of your funds and move money on your behalf. 8os is non-custodial infrastructure: funds stay in accounts in your name at licensed institutions while 8os orchestrates FX, SPEI settlement, CFDI 4.0, and the audit trail through one API.
- Is 8os related to 8os.io (EightOS) or OS/8?
- No. 8os (8osapi.com) is an independent payments-infrastructure company. It is not affiliated with EightOS (8os.io), a movement and organization practice, nor with OS/8, the 1970s Digital Equipment Corporation operating system.
Page updated 2026-07-18.